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Middlebury Community Schools

Inspiring Students To Shape The World

Dental Insurance Summary Guide 2025

DHO 7 (October - September)
Plan Annual Maximum Benefit:  $1,000
Diagnostic & Preventive  In Network  Out of Network* 
Exams — periodic, limited, comprehensive  Covered at 100%  Covered at 100% 
Radiographs — full mouth series, panoramic, bitewings  Covered at 100%  Covered at 100% 
Fluoride  Covered at 100%  Covered at 100% 
Routine teeth cleaning  Covered at 100%  Covered at 100% 
Sealants  Covered at 100%  Covered at 100% 
Restorative & Prosthodontics     
Fillings - silver or white (anterior and posterior teeth)  Covered at 80%  Covered at 80% 
Protective restorations  Covered at 80%  Covered at 80% 
Core build ups  Covered at 50%  Covered at 50% 
Crowns — porcelain, ceramic, stainless steel  Covered at 50%  Covered at 50% 
Removable dentures  Covered at 50%  Covered at 50% 
Endodontics & Periodontics     
Root canal therapy — anterior, posterior  Covered at 80%  Covered at 80% 
Scaling and root planing  Covered at 80%  Covered at 80% 
Full mouth debridement  Covered at 80%  Covered at 80% 
Periodontal maintenance  Covered at 80%  Covered at 80% 
Oral Surgery     
Frenectomy  Covered at 80%  Covered at 80% 
Simple extractions  Covered at 80%  Covered at 80% 
Impactions  Covered at 80%  Covered at 80% 
Surgical extractions  Covered at 80%  Covered at 80% 
Miscellaneous     
Emergency palliative treatment  Covered at 100%  Covered at 100% 
Anesthesia — general and IV sedation  Covered at 80%  Covered at 80%